Submit a personalized reverse mortgage scenario review for homeowners 62+. Get educational guidance on retirement equity options and next steps.
Fiona Bryan, Mortgage Advisor
Empire Home Loans
Phone: (310) 567-6988
Email: [email protected]
NMLS# 1812932
Company NMLS# 1839243
Empire Home Loans, Inc., NMLS ID#1839243, CA DRE# 02086593, CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional licensing information. The corporate office address is 4401 Hazel Ave., Ste. 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc. supports equal housing opportunity.
Submit a personalized reverse mortgage scenario review for homeowners 62+. Get educational guidance on retirement equity options and next steps.
HomeEquityNinja is an educational resource. Personalized reviews by , NMLS .
This is a guided scenario request rather than a hard calculator. Submit your information and receive a personalized educational review of your reverse mortgage and retirement equity options. Family members are welcome to participate.
will review your scenario and prepare a personalized educational summary of your reverse mortgage and retirement equity options.
If family members are involved, we can schedule a call to review options together and answer questions in a comfortable, educational setting.
If a reverse mortgage appears to be a potential fit, we will guide you through the required independent HUD counseling process. This is mandatory and designed to protect you.
• Reverse mortgages are non-recourse loans. You will never owe more than your home is worth.
• You remain the owner and must continue paying property taxes, insurance, and maintenance.
• The loan becomes due when the last borrower no longer lives in the home as their primary residence.
• Heirs inherit the home and have options for repayment, including selling or refinancing.
• This is an educational request, not a loan application or approval.
Submit your email and we will follow up with a personalized educational review based on the information you provided.
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Complete the form to submit your scenario and learn about next steps.
Reverse mortgage options require eligibility review and depend on age, property value, existing liens, occupancy, program guidelines, rates, fees, and other factors. Homeowners remain responsible for property taxes, insurance, maintenance, and program requirements. This is an educational request, not a loan application or approval. Reverse mortgage counseling is required before proceeding with a reverse mortgage loan.