Estimate your buying power for buying a new home before selling your current one. Calculate equity available for down payment and bridge financing needs.
Fiona Bryan, Mortgage Advisor
Empire Home Loans
Phone: (310) 567-6988
Email: [email protected]
NMLS# 1812932
Company NMLS# 1839243
Empire Home Loans, Inc., NMLS ID#1839243, CA DRE# 02086593, CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional licensing information. The corporate office address is 4401 Hazel Ave., Ste. 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc. supports equal housing opportunity.
Estimate your buying power for buying a new home before selling your current one. Calculate equity available for down payment and bridge financing needs.
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Estimate whether your current home equity can support buying your next home before your current one sells. This helps you understand if you have enough equity for a down payment while maintaining a safety cushion.
Based on your inputs, you may need additional financing (such as a bridge loan, HELOC, or other equity access strategy) to cover the gap between your available equity and your desired down payment. Your actual buying power depends on your credit, income, and program eligibility.
Based on your inputs, your current equity may be sufficient for your desired down payment. This is an educational estimate only. Your actual buying power depends on your credit, income, program eligibility, and how quickly your current home sells.
Note: Estimated equity available for down payment is calculated using a 90% combined loan-to-value (CLTV) limit. Your actual limit may vary based on your credit, income, property type, and program guidelines.
This tool is a starting point. Your actual best strategy depends on your local market, timeline, credit, income, and specific program guidelines.
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Enter your home details and target purchase to estimate your buying power.
This tool is for education only. Your actual options depend on your property, equity, credit, income, goals, program guidelines, interest rates, fees, state availability, and full application review. For an accurate comparison, request a personalized Home Equity Strategy.